BIN Lookup BIN Data Made Simple

BIN/IIN: 400404

The BIN/IIN number 400404 is issued by STEARNS BANK NATIONAL ASSOCIATION, representing a VISA card, with the issuing bank located in the United States.

Detail Information
Bank/Issuer STEARNS BANK NATIONAL ASSOCIATION
Card Network VISA
Card Type CREDIT
Card Category TRADITIONAL
Business No
Prepaid No
Country United States
Currency USD

How to Use This Information

Understanding the BIN (Bank Identification Number) is crucial for businesses and individuals alike. It offers valuable insights into the authorization, processing, and security of transactions. Here's how you can use BIN information effectively:

  • Enhancing Security: Use BIN information to identify the issuing bank and country of a card, helping to detect and prevent fraudulent transactions.
  • Improving Checkout Process: Automatically fill in card details like the type (debit or credit) and the issuing bank to streamline the payment process for users.
  • Geographic Analysis: Analyze purchasing patterns by tracking the geographic location of the card issuers, aiding in market analysis and business strategy.
  • Risk Management: Assess and manage risks associated with transactions from specific banks or regions by setting up appropriate filters or alerts based on BIN information.

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