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407264 BIN

BIN/IIN: 407264

The BIN/IIN number 407264 is issued by HERITAGE BANK - A DIVISION OF HERITAGE PEOPLE'S CHOICE, LTD., representing a VISA card, with the issuing bank located in the Australia.

Detail	Information
Bank/Issuer	HERITAGE BANK - A DIVISION OF HERITAGE PEOPLE'S CHOICE, LTD.
Card Network	VISA
Card Type	CREDIT
Card Category	CLASSIC
Business	No
Prepaid	No
Country	Australia
Currency	AUD

How to Use This Information

Understanding the BIN (Bank Identification Number) is crucial for businesses and individuals alike. It offers valuable insights into the authorization, processing, and security of transactions. Here's how you can use BIN information effectively:

Enhancing Security: Use BIN information to identify the issuing bank and country of a card, helping to detect and prevent fraudulent transactions.
Improving Checkout Process: Automatically fill in card details like the type (debit or credit) and the issuing bank to streamline the payment process for users.
Geographic Analysis: Analyze purchasing patterns by tracking the geographic location of the card issuers, aiding in market analysis and business strategy.
Risk Management: Assess and manage risks associated with transactions from specific banks or regions by setting up appropriate filters or alerts based on BIN information.

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